Managing personal finances can be overwhelming and time consuming. Over the course of several years, we piece together different accounts and tools to keep track of activity. There’s usually not too much thought put into it, except to do what is necessary to move forward. We do what we need to prevent extra fees or penalties, not thinking too much of how to leverage the system to work better for us.
Through my blog, I propose we break down personal finances into smaller parts, analyzing how each part functions and the alternatives we have to customize it to meet our preferences. We’ll consider the relationship each part has to others and explore the possible outcomes of tweaking each part. This experimentation will help us better understand how to design a system that is interactive, adaptive and simple.
My hope is to build a community that is engaged, sharing frustrations, questions and financial hacks they’ve created to manage their finances. This experiment goes beyond following a static system or ten-step program by some financial guru, it’s about taking ownership of driving your cash flow to do what you want.
Growing up, my dad used to tell me that everyone wants to get their greedy hands on your cash flow – they are bent on getting whatever they can by whatever means possible. So, be advised and be informed.
Let’s get hacking!